cannot connect to local sshd

["Hunter Peress" <hunterp at sfnewmexican dot com>]

after installing cygwin, i followed all instructions from:
http://pigtail.net/LRP/printsrv/cygwin-sshd.html

the important ones being to set

variable name is *CYGWIN
*variable value is *ntsec tty

as an env variable in windows,  and

to append **;c:\cygwin\bin to the win2k Path var.

so i do this:
**$ ssh -vvv localhost
OpenSSH_3.9p1, OpenSSL 0.9.7f 22 Mar 2005
debug1: Reading configuration data /etc/ssh_config
debug2: ssh_connect: needpriv 0
debug1: Connecting to localhost [127.0.0.1] port 22.
debug1: connect to address 127.0.0.1 port 22: Connection refused
ssh: connect to host localhost port 22: Connection refused
*

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